Due to the storm-prone environment of the southeastern U.S., properties are often exposed to frequent and latent vulnerabilities. These forms of deterioration are not always immediately visible, making professional assessment essential.
Prema Consulting Group’s storm risk assessment consultants equip property owners, insurers, and legal teams with legitimate and defensible storm evaluations. By leveraging our engineering expertise, forensic insight, and fact-based inspections, we ensure that claims are validated and damages are documented with clarity, time-specificity, and compliance in mind, mitigating disputes, regulatory scrutiny, and payout errors.
Ensure the accuracy of the damage reports with 200 years of collective experience and 5-7 days of report turnover time with our reliable storm risk assessment. At Prema Consulting Group, we deliver scientifically backed storm evaluations through a blend of advanced technology, field expertise, and verified data models. From pre-storm risk forecasting to post-catastrophe investigations, each report is tailored to clarify complexities, eliminate ambiguity, and empower confident decision-making.
Time-sensitive, boots-on-the-ground investigations that capture visual and structural evidence to distinguish storm-related damage from unrelated deterioration.
Proactive evaluations of structural resilience, drainage systems, and site-specific risks to help insurers assess exposure and policy limits before a storm hits.
In-depth assessments of roof systems, cladding, and support structures to determine the cause of failure and whether repair or replacement is warranted.
Advanced tools and hydrological analysis to trace flood pathways and identify moisture ingress—crucial for defining covered versus non-covered water damage.
We correlate storm tracking data with on-site observations to verify if the damage aligns with actual storm conditions, strengthening claim validity.
From expert reports to courtroom testimony, our consultants support disputed claims and litigation with fact-based analysis and code-aligned documentation.
We assess adherence to local storm-related building codes and provide actionable recommendations to improve compliance and reduce future risk.
With 50+ licensed experts, Prema Consulting Group, delivers precise storm risk assessments to support insurance claims, legal cases, and recovery planning. Backed by deep experience across Florida’s most severe weather events, our consultants offer post-disaster mobilization, expert witness support, and clear damage documentation. We help define responsibility, reduce disputes, and accelerate resolution—making us the trusted partner for Florida’s leading insurers and property owners.
Florida-Tested Experts
Comprehensive Service Support
Scientifically Led Data
Industry- Trusted Partner
The reports from [redacted] have been great. Just what we needed to resolve those claims and ensure we’ve addressed all the structural issues.
Field Technical Manager
A+ rated Insurance Carrier
It was a great experience, from when I called in for the assignment to when I received the report. Your team did a great job.
General Adjuster
A+ rated Insurance Carrier
We have found that Prema provides a consistent service that is driven by a commitment to integrity and standards. The management and administrative team is top-notch, and their prioritization of employee training is immensely appreciated.
Senior Leader
A+ rated Insurance Carrier
Reach out to our team for expert moisture intrusion assessments and solutions.
Storm risk assessment is a verified and legitimate evaluation of the damage caused by storm and hurricane events. These reports can be utilised by the property owners to claim any sort of insurance, legal or selling benefits. For insurers, these reports help them to analyze and evaluate the storm damage to authenticate and calculate an accurate damage rate for documentation.
It includes on-site inspections, forensic storm damage analysis, moisture tracking, wind-load data interpretation, compliance checks, and technical documentation to support claim decisions.
Both pre-event (for risk underwriting) and post-event (for claims validation). Our team can inspect vulnerabilities before a storm and help document loss causation after one occurs.
Residential, commercial, and industrial properties, especially in Southeast America’s high-risk zones. We support both single-structure assessments and bulk claim evaluations across regions.
Our storm risk assessment consultants deploy rapid-response teams within 24–48 hours post-event in most parts of America. Our reporting can be expedited based on insurers' and property owners’ needs and claim volumes.
